Keep

Innovative Banking and FinTech Solutions

Industry:
Finance

Capicua and Keep are at the forefront of fintech companies, enabling users and businesses to earn higher cashback rewards without affecting credit scores.

Context

The business credit card market is largely dominated by financial institutions that have been slow to innovate in key areas such as flexible credit limits and meaningful cashback rewards.

The Canadian fintech company Keep offers higher credit limits and better cashback options than conventional corporate cards. With a strong understanding of regulations and fintech industry trends, Keep delivers financial value while ensuring compliance.

At the crossroads of FinTech innovation and banking infrastructure, Keep aims to prioritize business financial outcomes and become a major player in Canadian business finance.

Problem

Keep had a strong product concept and regulatory understanding, but its development architecture needed a complete overhaul to be the definition of what is a fintech company. Its existing structure limited the team's ability to build and iterate quickly, a crucial edge for fundraising, customer acquisition, and competitive positioning.

FinTech development requires speed, security, data integrity, transaction reliability, and regulatory compliance. Keep needed a partner who could think strategically about fin tech companies' scalable architecture and operationally about building reliable pipelines. The challenge was to combine critical thinking with technical execution.

Solution

Capicua worked on a fintech industrial development architecture using React, Node, and TypeScript to improve performance and type safety and to minimize runtime errors in financial transactions.

The development pipeline was redesigned to improve efficiency and reliability, aligning with the high-quality standards for fintech banking products. With the freedom of a solution-first product, Capicua established a robust ground to support Keep's future ambitions.

• Restructuring: Development architecture restructuring.
• Decisions: Critical thinking approach to system design decisions.
• Management: Efficient CI/CD pipeline management and process design.
• Architecture: Robust software architecture for compliance and reliability.
• Partnership: Full development partnership with end-to-end ownership.

Success

The restructured architecture provided a solid technical foundation for its product, ensuring the reliability and security needed in the FinTech sector. With a TypeScript-based stack that reduces runtime risks and an enhanced pipeline, the team could ship with confidence.

This focus on safety was evidenced by seamless backend reliability and frontend performance, delivering a trustworthy experience for users handling financial transactions. The partnership with Capicua enhanced Keep's speed and architectural quality, crucial for earning trust through consistent product performance.

• Architecture: Rebuilt development architecture on React, Node, and TypeScript.
• Pipeline: Improved pipeline reliability for FinTech-grade product shipping.
• Runtime: Reduced runtime risk in critical financial transaction flows.
• Scalability: Scalable foundation supporting Keep's MasterCard product roadmap.
• Compliance: Safety-focused platform architecture aligned with banking compliance requirements.

A FinTech product needs to be fast, reliable, and compliant from day one. With Shaped Clarity ™, Capicua brings the architecture thinking and engineering execution that financial products demand. Let's talk.